Crown Risk Management, LLC, is an organization formed to assist employers with the development and implementation of sound employee benefit programs, qualified retirement plans and property and casualty programs.

Our firm's structure complements the general needs of employers in today's ever more challenging financial environment where product selection and implementation can have a significant impact on corporate profitability. Cost efficiency is achieved by applying accepted principles of risk management; retention, transfer and avoidance, in such a manner that cost is reduced while accepting reasonable risks. Crown Risk Management, LLC provides employers with the appropriate evaluations comparing both insured and self-insured alternative methods of handling risk to determine which is most suitable based on the employer's own experiences.

Michael D. Cronin

Michael Cronin formed Crown Risk Management, LLC in April 2005 after being employed by RMSCO, Inc. since 1981 where he held various positions including Senior Account Representative and National Sales Manager. During his 24-year career with RMSCO, Inc. the company grew from six employees into a leading third-party administrator of self-funded medical, dental and workers’ compensation plans. When he left RMSCO, Inc. the company employed 250 claim and insurance professionals with clients throughout the country.

Michael is a registered representative with Hazard and Siegel, Inc. and was initially responsible or the Financial Services and Retirement Plan Department at RMSCO, Inc.

Prior to his career with RMSCO, Inc., Michael was an agent for Connecticut Mutual Life Insurance Company and a Registered Representative of Massachusetts Mutual Investor Service. He has been a Registered Representative since 1984. During his tenure at Connecticut Mutual, he held several positions including manager of its newly created investment division in Syracuse.

Michael is a 1970 graduate of Providence College where he completed his undergraduate degree. Currently, Michael holds licenses for life, health, and property casualty insurance in New York and several other states as well as his Series 6 and 63 licenses.

Jean M. Sabourin
President & Principal

For more than 25 years, Jean has worked in the field of benefits and retirement planning. During this time, she has worked as a direct liaison between clients and vendors, effectively managing client relations including plan documents, administration and claim issues. Currently, Jean also assists in creating employee communication materials and conducting employee meetings.

Prior to this Jean worked as an accountant, giving her an in-depth understanding of the corporate need to minimize the financial burdens employee benefit programs cause.

Jean graduated from the University of Rhode Island with a Bachelor of Science Degree in Accounting. She then continued her education and began her Masters in Business Administration.

Jean holds her life, accident, and health license, along with a property and casualty license.

Douglas J. Cronin
Vice President & Principal

During his 20 year career in the employee benefits and retirement planning fields, Doug has worked as a direct liaison between clients and vendors. He effectively manages client relations including administration, funding and claim issues. He also creates employee communication materials and conducts employee meetings. Doug works with a variety of employee benefits including medical, dental, group life, long- term disability, short-term disability, NYS disability and retirement planning.

Doug received his Bachelor of Arts in Business Administration from Roanoke College in Virginia and currently holds his life, accident and health license and his Series 6 and 63 licenses. He is currently a Downtown Syracuse YMCA board member, formerly overseeing the board as chair.

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Michael A. Kudarauskas, Esq.
Vice President of Legal Affairs & Claims

Michael Kudarauskas has joined Crown Risk Management, LLC as Vice President of Legal Affairs and Claims. He previously founded the Workers’ Compensation defense firm of Wolff, Goodrich & Goldman, LLP in 1997 and left his practice as senior partner after twenty-five (25) years of providing legal representation and guidance to employers, municipalities, insurance carriers, third party administrators, and insurance agencies on all Workers’ Compensation and various employment law issues. Michael is well known for his knowledge, passionate representation, and dedication to clients.

As Vice President of Legal Affairs and Claims at Crown Risk Management, LLC, Michael will directly service employers in all aspects of Workers' Compensation claim prevention, loss investigations, and claim management. He will also continue Crown Risk’s vision of providing sound employee benefit programs, health insurance plans, qualified retirement plans, and property and casualty programs to employers throughout the United States.

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Jessica Gwynn
Claims Coordinator

Jessica assists with Crown Risk’s Post Injury Management Program. She communicates directly with the employer, employee, and insurer to ensure the proper course of each claim, with the goal of returning the employee back to work. She is also responsible for processing and managing short term disability benefits for clients in various states, ensuring that the proper steps and procedures are carried out when an employee applies for benefits.

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Rachael Lischak
Leave Administrator

Rachael is responsible for processing and managing FMLA, Short Term Disability, and NYS Paid Family Leave claims, ensuring that the proper steps and procedures are carried out when an employee applies for benefits. She communicates directly with employees and the insurer, with the goal of returning employees back to work. 

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Michael Lynch
Account Manager

Mike is responsible for managing corporate employee benefit and defined contribution programs. He provides strategic guidance to clients, evaluating health care trends, assessing benefit options, and advising on tactics to achieve health care cost reduction. Mike analyzes plan investments, plan designs, and ensures compliance, while also conducting group and 1-on-1 retirement education seminars. Mike has been gaining industry experience since 2010, holds his series 6, 63, and 65, and his New York Life, Accident and Health insurance license.

Nicole Pietrantoni
Account Manager

Nicole is responsible for conducting marketing and renewals and implementing employee benefit programs. Client satisfaction is her number one goal, which she believes is best achieved by providing a high level of customer service. She takes a hands-on approach to employee benefits, working as an extension of her clients’ HR department. She often works as a liaison directly between employees and carriers, working with each to achieve a favorable claims resolution. Nicole has 7 years of industry experience and holds her NYS Life, Accident, and Health Insurance License.


Nataly Rombel
Account Manager

Nataly is responsible for plan investment analysis and design, helping our clients meet their financial goals and objectives. She assists clients in running sound pension benefits programs and is involved in daily management practices. Not only has Nataly been gaining industry experience since 2003, but she is also Series 6, 63, and 65 registered and holds her New York State life, accident and health insurance license.

Lori Rowe
Account Manager

Lori is responsible for all customer-facing initiatives involving prospective and existing property casualty commercial clients. This includes all marketing, renewal and billing functions. Additionally, she processes all medical and dependent care flex claims and administers COBRA. Lori holds her property casualty broker license and has been working in the insurance field for nearly 20 years.

Kristin Wall
Account Manager

Kristin is responsible for managing corporate employee benefits programs. She provides strategic planning and consulting support for marketing, implementations, and overall plan management. With over 19 years of experience in Benefits Administration, Kristin is able to provide a hands-on approach on site with employees assisting with the implementation of the selected benefits. Kristin also lends her expertise by providing counsel during reviews as well as renewals.